Homeowners insurance can feel just like another bill. But when disasters happen, this extra layer of protection can serve as your lifeboat. We believe that if a homeowner is familiar with the most common homeowners insurance claims and how to prepare for the inevitable you...
As the winter months approach us, it’s important to take simple, preventative steps to protect your home or business from harsh winter weather. Although Louisiana doesn’t typically have snow or ice, the cold, wet weather can still damage your home. Additionally, it is a hard time...
Halloween brings tricks as well as treats. Insurance is here to help you avoid many Halloween disasters! Your Car Gets Scrambled You’ve seen it in the movies, but it is more common than you think. Insurance claims related to car vandalism tend to increase around Halloween....
In Louisiana, flooding is always a concern for residents, business owners, and even tourists. Cleaning up after a flood can pose health risks; you and your loved ones should wait to re-enter your home until professionals say it is safe. Homes should have no structural,...
The recent flooding of several neighborhoods in New Orleans brought back painful memories to residents city-wide. Many residents compared their feelings of being trapped inside of their home due to flooding to the feelings they had during Hurricane Katrina, a Category 3 storm with 127...
Know the difference between replacement cost and actual cash value Homeowners insurance comes with options, and the best way to find the right plan for you is to understand your options. Replacement cost and actual cash value are important both when shopping for a new or...
