Car Insurance in Louisiana
A comprehensive auto insurance policy is designed to provide you financial protection from unwanted expenses as a result of auto related accidents such as medical expenses, vehicle repairs, injury and/or loss.
Choosing the right car insurance policy in Louisiana can be a complicated and confusing process. With all of the car insurance coverage providers out there, you want to make sure that you are getting great coverage at an affordable price. Our car experts will get you the coverage you need, for the price you want.
Contact our car experts and we’ll create a comprehensive car insurance plan that’s best for you.
*AWS does not currently offer GAP auto insurance. To inquire about gap insurance, please call (877)-394-1206
Importance of Car Insurance Coverage
Well, other than having car insurance coverage being the law, you also want to have car insurance because you never know when an accident will occur. Remember, auto insurance coverage is not for what has happened, but for what can happen. Not only does a good policy cover your vehicle’s cost of repair in the event of an accident, but it also covers the liability cost for the other driver’s vehicle and any possible injuries that occurred as a result of the accident.
We’ve put together a list of options to consider when buying car insurance coverage. Although many of these are optional, always consult your insurance agent about your coverage policy:
- Uninsured drivers. With this type of coverage, you will receive damages for an accident or injury received from an uninsured or underinsured driver. In other words, it covers you and your car from negligent drivers that decided not to buy car insurance coverage.
- Personal injury/liability. Personal injury covers medical expenses that can arise from an auto accident. If you don’t have health insurance, this is a must.
- Stranded vehicle. Getting stranded in your car can be frustrating and expensive. In most cases, you’ll at least have to pay for a tow truck. Also known as roadside assistance, stranded vehicle insurance covers things like changing a flat tire, getting your car jump started and providing gasoline if you run out of it.
- Comprehensive car insurance. Comprehensive car insurance is an additional set of choices to further cover your car. It includes repairs or complete replacement if your car gets stolen, vandalized, damaged by certain natural disasters and even damaged from hitting an animal. While not mandatory, some drivers can really benefit from these options depending on where they live.
Contact AWS Insurance today for a free consultation about our Auto Insurance policies in Louisiana and what we can do for your needs. Our insurance specialists understand what is necessary when it comes to car insurance in New Orleans and Metairie, LA.
AWS Insurance serves New Orleans, Metairie, Kenner, and Southern Louisiana by providing protection for your home, business, or family with affordable plans in property insurance, liability insurance, life insurance, car insurance, and flood insurance from our Metairie, LA office. Our corporate clients can rest assured that our dedicated advisers at AWS Risk Management, LLC will help you implement workable solutions that achieve maximum asset protection with minimal cost of risk to your company.