Renters Insurance

Renters Insurance

At AWS Insurance, we know personal belongings are important to you.  With a Renters insurance policy with AWS Insurance, we’ll create a custom tailored plan that’s specific to your needs to get you financial protection and compensation for all of your belongings – even if you don’t own your home. So what does a Renter’s Insurance Coverage Policy usually cover?

• Personal belongings. Furniture and appliances can be replaced if covered by the insurance in case of a disaster or theft. Everything you own, from your clothing to your appliances and furniture may be covered.
• Scheduled personal property. If you have valuable jewelry, art or pricey sound equipment, you can purchase additional coverage called floater insurance or Scheduled Personal Property coverage.  This extra coverage will make sure your very valuable assets are protected properly.  Our experts at AWS can help you determine what items you may need to schedule.
• Liability for damage caused by you or your family and pets. In other words, if your family causes any property (or physical) damage to let’s say, your neighbor’s house, your insurance policy will cover it. Likewise, if your friend falls down a flight of stairs in your apartment, and you are found responsible for the accident, your renters insurance liability coverage can help you cover those expenses.
• Temporary housing rental while your apartment is being repaired. Chances are you won’t ever use this coverage, but if the time ever comes, you’ll be thankful to have it. It allows your insurer to pay for a hotel or home rental while your apartment is being repaired, along with other costs of living like meals, within a reasonable limit.

In Louisiana, we don’t have to tell you how important it is to have a Renter’s Insurance plan. With hurricanes hitting us left and right, it’s important to protect your personal property.  Our esteemed insurance experts are here to help find a plan that works for you and your family. You can get started by taking an inventory of all the belongings around your apartment and securing these documents during evacuation from a hurricane or storm. This will help us determine the value of your belongings and award you the reimbursement you deserve to get your belongings back.

Assets to consider protecting

Here are some helpful tips on how you can prepare for determining what type of Personal Property Coverage is best for you:

• What type of valuables do you have in your home? Are you a collector of fine art, jewelry, or rare coins that you want to cover?
• Do you think you could handle the financial liability of being sued because of an accident or injury on your premises?

Contact AWS Insurance today for a free consultation about our Renter’s Insurance Coverage Policy and what we can do for your needs.

AWS Insurance serves New Orleans, Metairie, Kenner, and Southern Louisiana by providing protection for your home, business, or family with affordable plans in property insurance, liability insurance, life insurance, car insurance, and flood insurance from our Metairie, LA office. Our corporate clients can rest assured that our dedicated advisers at AWS Risk Management, LLC will help you implement workable solutions that achieve maximum asset protection with minimal cost of risk to your company.

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Why AWS Insurance?

AWS Insurance,serving the Gulf Coast region, provides services in all aspects of insurance including commercial business insurance, risk management, car insurance, home or property insurance, flood insurance, natural disaster, marine insurance, and liability insurance. Also, we offer our employees excellent health benefits to attract and retain high quality employees.