What do you know about renter's insurance? You probably know someone who is a renter. Perhaps even you rent a home or apartment. Regardless whether it is because of financial necessity or a lifestyle preference, renters frequently choose not to insure for reasons. Common reasons not...
Homeowners insurance can feel just like another bill. But when disasters happen, this extra layer of protection can serve as your lifeboat. We believe that if a homeowner is familiar with the most common homeowners insurance claims and how to prepare for the inevitable you...
As you get your children ready to head off to school, there’s one vital “to-do” to add to your list: a review of your insurance coverage. In the spirit of the back to school season, let’s have an insurance coverage pop quiz! Question: Is a parent...
Furry friends are the ultimate companions. Since 44% of Americans are pet owners, pet liability insurance is something for a lot of us to think about. The average liability claim payout for a dog-related injury claim was $37,501 in 2017 which is up 93.4% from...
It’s the beginning of a new year, and we all want this year to be better than the last! The start of a new year is a great time to reevaluate your insurance policies. Life is ever-changing and may lead to different insurance needs. Here...
As the winter months approach us, it’s important to take simple, preventative steps to protect your home or business from harsh winter weather. Although Louisiana doesn’t typically have snow or ice, the cold, wet weather can still damage your home. Additionally, it is a hard time...
The flash flood in New Orleans on August 5th spurred various accounts of property damage all throughout the city. Residents watched as their homes, businesses, and cars received, in some cases, a few feet of water. If your car was inflicted with water damage, check...
A recent study from the National Flood Insurance Program reported that “private flood insurance would reduce premiums for 69 percent of single-family homes in Louisiana, with 42 percent of homeowners paying less than one-fifth the price of policies.” As the National Flood Insurance Program is...
Know the difference between replacement cost and actual cash value Homeowners insurance comes with options, and the best way to find the right plan for you is to understand your options. Replacement cost and actual cash value are important both when shopping for a new or...
Hurricane season is always a touchy subject, but insuring yourself against them is a must. Homeowners insurance can help keep you and your loved ones on your feet in the event a storm hits your area. When it comes to protecting yourself from hurricanes, you...
