Diminished value is the perceived loss in value of a car following an accident due to the fact it was in a wreck, even after repairs have taken place. What this means is that if your vehicle is damaged in a car accident, regardless if...
A deductible is a key feature of many types of insurance coverage. Insurance policy deductibles serve a couple of very important objectives. Do you know what they are? First, deductibles allow insurance companies to save money by not having to respond to frequently occurring, small...
Have you thought about protecting your car on Halloween? On average, cars are twice as likely to be vandalized on Halloween. An average of 1,253 claims made on Halloween! So, what can you do about this? Let’s go over the most common Halloween perils and...
What do you think the most dangerous day on the road is? Popular guesses might be New Year’s Eve, Super Bowl Sunday, or even Mardi Gras. However, the most dangerous day on the road turns out to be an unassuming day at the beginning of...
Driving has always carried risks as people speed across interstates at more than sixty miles per hour. Louisiana, however, appears to have a unique problem as the threat extends not only to fast-paced highways but countryside roads as well. As these streets and infrastructures go...
People often purchase insurance on the off-chance of a dangerous accident, but what is the policy for someone who professionally works in a dangerous position? Some customers buy auto insurance for the necessary commute to work, but NASCAR drivers risk life and limb racing laps...
When purchasing car insurance, your auto insurance premiums are determined by a number of factors that act for or against you. These factors let the insurer know you meet certain criteria and help calculate your risk factor. The most common are your driving record, credit...
