PENALTIES FOR ALL EMPLOYERS Employers Sponsoring Group Health Plans Employer Payment Plans Prohibited Employer payment plans—arrangements under which an employer reimburses an employee for some or all of the premium expenses incurred for an individual health insurance policy, or uses its funds to directly pay the premium for...
Hurricane Help Advice and explanation on three levels of protection. Car Care Before the storm: • Prepare to leave town. While no one wants to accept the possibility of needing to evacuate, it’s still important to be prepared. Before the first storm is forecast, here are some tips to...
Know the difference between replacement cost and actual cash value Homeowners insurance comes with options, and the best way to find the right plan for you is to understand your options. Replacement cost and actual cash value are important both when shopping for a new or...
Hurricane season is always a touchy subject, but insuring yourself against them is a must. Homeowners insurance can help keep you and your loved ones on your feet in the event a storm hits your area. When it comes to protecting yourself from hurricanes, you...
A surprisingly common misconception amongst homeowners is the belief that their home insurance policy protects them from rising flood waters. It does not. In the past, private insurers pulled away from insuring floods because they were “too risky” to cover. Nowadays, you can buy flood...
