PENALTIES FOR ALL EMPLOYERS Employers Sponsoring Group Health Plans Employer Payment Plans Prohibited Employer payment plans—arrangements under which an employer reimburses an employee for some or all of the premium expenses incurred for an individual health insurance policy, or uses its funds to directly pay the premium for...
Hurricane Help Advice and explanation on three levels of protection. Car Care Before the storm: • Prepare to leave town. While no one wants to accept the possibility of needing to evacuate, it’s still important to be prepared. Before the first storm is forecast, here are some tips to...
Know the difference between replacement cost and actual cash value Homeowners insurance comes with options, and the best way to find the right plan for you is to understand your options. Replacement cost and actual cash value are important both when shopping for a new or...
Hurricane season is always a touchy subject, but insuring yourself against them is a must. Homeowners insurance can help keep you and your loved ones on your feet in the event a storm hits your area. When it comes to protecting yourself from hurricanes, you...
A surprisingly common misconception amongst homeowners is the belief that their home insurance policy protects them from rising flood waters. It does not. In the past, private insurers pulled away from insuring floods because they were “too risky” to cover. Nowadays, you can buy flood...
Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans. While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.
Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.
