Louisiana Worker Injury Incidence Rate Among the Lowest

Business Insurance, Life Insurance, Construction insurance

Louisiana Worker Injury Incidence Rate Among the Lowest

A few years ago, many Americans would have turned their noses up at a blue collar job with a fatality rate of 116 per 100k and a much higher injury rate. Now, in this economy, plenty of people are seeking blue-collar jobs even if they are more dangerous and put them at a higher risk for injury.

Worker’s compensation is a form of insurance that covers the medical and rehabilitation costs of employees if they are hurt on the job. Typically, having insurance that covers these costs means employees give up their right to sue your business for negligence. In turn, they get peace of mind knowing they can recover from work-related injuries without the complexity of a lawsuit.

Injuries are most common in the following professions:

  • Operating engineers and construction equipment operators
  • Athletes, coaches, umpires and related workers
  • Maintenance workers
  • Taxi drivers and chauffeurs
  • Construction laborers
  • Electrical power-line installers and repairers
  • Police and sheriff’s patrol officers
  • Driver/sales workers and truck drivers
  • Refuse and recyclable material collectors
  • Roofers
  • Coal mining
  • Farmers and ranchers
  • Aircraft pilots and flight engineers
  • Logging workers
  • Fishers and related fishing workers

According to the Bureau of Labor Statistics, the Louisiana Workforce Commission reported that the rate of nonfatal work-related injuries and illnesses among Louisiana’s employers remained steady in 2016.

The rate of incidents has dropped steadily over the years and, Louisiana has the lowest incidence rate among 41 participating states. However, there is still much work to be done regarding workplace safety.

Many employers have tried to cultivate safe work environments for all employees, and this remains a top priority in Louisiana. Unfortunately, the missed work case incidence rate of 91.7 has risen to 62.3 from 2015. These injuries were sprains, strains, and tears that were caused by falls, slips, and trips. Jobs that require driving also had an increase in injury because of on-road accidents. AWS knows how dangerous day-to-day life can be. Allow one of our experienced insurance professionals set you up with a policy that can protect your employees from work-related injuries today!

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Melinda Martin

Account Executive

Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans.  While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.

Michael A. Seeling

Vice President

Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.