Texting and Driving

Texting and Driving is dangerous

Texting and Driving

In the past few years, it has become practically impossible to have missed out on hearing of the dangers of texting while driving. Although it may seem like common sense that it is dangerous to look off the road for a bit to read or write a short message, many of us are still guilty of trying to take care of digital communication while driving. There are many excuses people use- that it’s less dangerous than drinking and driving; that it won’t take but a second to send a message; that you’re still in control of your vehicle- but in truth, it is still undeniably dangerous. No matter if you have cheap insurance, the best insurance, or no insurance at all, nobody wants to go through having to be involved in an auto accident.

Texting and Driving


Many are still confident that they can maintain full control of their vehicle while operating their phone. Studies, however, tell a different story; texting while driving increases the likelihood of an auto accident by a staggering 2300%. And while not all states have gotten on board, most have passed strict laws banning texting or the use of phones while driving a vehicle. Perhaps most unsettling of all, however, is the discovery that texting impairs one’s ability to drive even more than driving over the legal alcohol limit. It’s a sobering notion for sure, and one that all should be mindful of when tempted to text and drive.

As with any measure to ensure safety, the key to keep in mind is risk management. Although some texts may be more important than others, all of them can wait. If there is a conversation that is particularly urgent, pull your car over to a safe parking spot to communicate. If not, just wait until you are done driving to text or talk on the phone. While good insurance can be helpful in case of an auto accident, the best route is always to just take measures to help ensure that the accidents don’t happen at all.

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Melinda Martin

Account Executive

Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans.  While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.

Michael A. Seeling

Vice President

Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.

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