Purchasing Boat Insurance: What You Should Know

Boat Insurance

Purchasing Boat Insurance: What You Should Know

Memorial Day is right around the corner. The official start of summer. That means cookouts, beach trips and time on that new boat of yours. The cooler is packed. Gas is in the tank. The family is ready to go. You’ve got all your bases covered for your new boat’s first venture out. Except one thing, boat insurance.

Purchasing quality boat insurance is essential when it comes to protecting your vessel and the people aboard. And with so many options out there to meet your needs and budget, finding the right boat insurance for you is easier than ever.

So, what exactly does boat insurance cover, you ask? Coverage options range depending on the type of policy you choose. Plans can include protections from the following risks:

Storms, Sinking, Capsizing, Collision, Theft, Fire and Explosions

Most boat insurance plans also provide coverage for your property assets, including:

Equipment on the boat, Fuel tanks, Anchors, Tools, Life preservers, Dinghies and Electric trolling motors

A great boat insurance policy will also cover you for most of the risks associated with owning and operating a boat, such as liability claims as a result of someone being injured while on your boat. This portion of coverage is perfect for those boating trips in the Gulf or out on Lake Pontchartrain during the summer, when the waterways are a little more congested than usual.

Think about it, do you really want to spoil your Memorial Day weekend by dealing with a boating incident? Before you head out on the new boat, make sure you’re covered. Contact AWS Insurance to speak with a boat insurance expert. They’ll help you choose the right type of coverage for your boating needs. AWS Insurance serves New Orleans, Metairie, Kenner and Southern Louisiana by providing top-quality boating insurance to those that need it.

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Melinda Martin

Account Executive

Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans.  While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.

Michael A. Seeling

Vice President

Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.

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