Preventing Frozen Pipes

preventing frozen pipes

Preventing Frozen Pipes

The New Year brought in a rather unsuspected cold front to Louisiana leaving many residents with an inconvenient surprise: frozen pipes. When water freezes, it expands by about 9%. This causes increased pressure in your home’s pipes, which can lead to pipes cracking or bursting.

Most homeowners insurance policies cover “sudden and accidental” discharge of water from a plumbing source. Damage caused by frozen pipes usually qualifies as sudden and accidental meaning that Homeowners insurance policies do not cover the cost to repair the section of broken pipes. Here are some ways to prevent your pipes from freezing in the future.

Protect Outdoor Water Sources

It’s important to remove garden hoses from outdoor water faucets. When a hose is attached, faucets are unable to drain properly, and this can lead to faucets freezing and breaking. After you remove the hoses, cover all exterior faucets. You may purchase faucet covers that are easy to install and can be reused each year. If your home has an exterior shut off, turn off the water and drain pipes before installing faucet covers to prevent buildup.

Turn Up The Thermostat

Many people want to save a few bucks on their electric bill during the winter, but during a cold snap, it is not the time to set the thermostat back. Keep your home heated to 55 degrees or higher: especially when you are out of town. Open kitchen and bathroom cabinet doors to allow warm air to circulate the plumbing.

Insulate Pipes

Insulate pipes near your crawlspace, exterior walls, and attic of your home. This is where the chance of freezing is higher. There are many ways to insulate your pipes including pipe-wrap insulation, and tubular sleeve insulation. When selecting water pipe insulation, make sure you remove any dirt or grease from your pipes before insulating.

Leave Water Running

Turn on hot and cold faucets near the exterior walls of your home and allow a small trickle of water to run overnight. This keeps water moving through your pipes and will relieve pressure should they freeze. Remember that stagnant water freezes easier than running water.

Turn Off Water Supply and Drain System

If you will be away from home for an extended period, locate and turn off the outdoor water shut off valves. This is usually located near the ceiling or inside the wall. This will likely prevent your pipes from freezing.

Everyone wants to have a better year compared to the last year. If you are looking for an insurance company to make this year the best year yet, look no further than AWS: your destination for 2018 insurance.

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Melinda Martin

Account Executive

Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans.  While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.

Michael A. Seeling

Vice President

Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.