Preparing for Spring Showers

Flood Insurance

Preparing for Spring Showers

Spring is almost here! As the days get longer and wetter, homeowners should start taking measures to ensure the protection of their family and their possessions in the event of nature working against them. Even without the threat of a hurricane devastating someone’s home or property, New Orleans citizens could still prepare for what is usually a very wet season.

According to WeatherBill, New Orleans experiences an average of 64 inches of rain every year with an average total of 56 rain days. June alone experiences approximately 6.83 inches of rain, more than any other month in the year. Though that may sound like a gloomy way to start the warmer season, it can also be a good reminder to consider flood insurance for what could be a busy season.

For any damage caused by hurricanes or other storms, you need to purchase a specialized policy for flood insurance. Although this does not usually fall under regular home insurance policies, plenty of insurance companies offer coverage regarding this type of water damage. Because the need for protection varies from home to home, you should seek out a flood insurance agent to best determine the value of your property and discover any factors that may change the coverage. Remember that while insurance can cover the costs of a building and its contents, there are exceptions depending on the type of damage suffered.

Being the third wettest city in the United States, however, doesn’t have to stop New Orleans from entertaining its people. Across the city, there are plenty of indoor activities to help pass a muggy day. You could spend an afternoon taking in the sights at one of the great museums like the WWII Museum or the New Orleans Museum of Art. Or you could just catch a movie at the Canal Place Theatres. Better yet, go out at one of the many restaurants the city has to offer and learn exactly why New Orleans is considered one of the best places to eat.

With the beginning of spring upon us, it’s the perfect time to try something new whether it’s a new hobby or contacting a flood insurance agent. Just don’t forget to pack an umbrella.

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Melinda Martin

Account Executive

Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans.  While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.

Michael A. Seeling

Vice President

Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.