Maintaining the Value of Your Home

Maintain the value of your home

Maintaining the Value of Your Home

When it comes down to it, the reason you buy insurance- whether cheap insurance or quality insurance- is to protect your assets and make sure you will still be financially stable if something happens to your home, auto, or boat. And while having a good insurance policy is essential for protecting your assets, there are many other ways in which you can keep the value of your home up that lie far outside the world of insurance quotes or policies.  Many of these tips are simple and seem obvious, but they are of paramount importance when trying to maintain or increase the value of your home.

Spend time on your landscaping- While hiring a professional landscaping team to overhaul your lawn will help, it’s really not necessary. Even just taking a little extra time to make sure that the grass and shrubs are trimmed and neat can make a big difference. Before anybody even steps into your home, your home’s curb appeal will be the first impression. Although many New Orleans properties don’t necessarily have much lawn at all, there is still always much that can be done to make sure your home is appealing from the outside.

Perform routine maintenance regularly- This one sounds super obvious, but it’s not always easy to take care of all the routine upkeep a house requires. The key is to make sure you take care of issues in a timely manner. Many times the longer you wait, the more likely another problem may crop up due to previous negligence. Common procedures like changing filters in a central AC system are especially important in warmer climates like New Orleans.

Be proactive when it comes to termites- Most people know the dangers that can be associated with a termite infestation, yet most people choose to wait until there is already to a problem rather than take preventive measures. By planning ahead, you can get a pest professional to reduce the likelihood of an infestation happening at all rather than try to get rid of them once they are already there. This is especially important in New Orleans, where termites have historically been a huge problem.

Think energy efficient- when it comes to repairs or updates, thinking with energy efficiency in mind will go a long way towards boosting your home’s value. You don’t have to opt for the most expensive top-of-the-line appliances when it’s time to update, but try to get products that focus on efficiency. Prospective home buyers are typically especially attracted to homes that bear reduced energy costs.

Emphasize timeless over fashionable- if you are expanding, renovating, or upgrading, it is always a safe bet to go with options that are timeless rather than trendy. Although trendy or fashionable choices may look cool now, eventually they will look dated and will drive the value of your home way down. Stick to options that are time-tested and have been around a while in order to protect the value of your home.

 

All of these tips are basic enough for anybody to follow, but they will make a dramatic difference when it comes to the value of your home. As most homeowners know, your house isn’t just a place to live, it’s also an investment. Just as you would get insurance to protect your home, make sure you are proactive in protecting the value of your home.

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Melinda Martin

Account Executive

Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans.  While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.

Michael A. Seeling

Vice President

Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.