Hurricane Season | AWS Insurance

Hurricane Season

Hurricane Season | AWS Insurance

The Hurricane season started June 1, and runs through November 30; about half the year. This season, the activity is expected to be either normal or above normal, with a certainty of about 75%. Coming up on hurricane season, many residents of Louisiana play it safe and purchase flood insurance to be sure they are prepared in case their home takes on water. Unfortunately, getting federal flood insurance might not be possible soon. In recent news, the National Flood Insurance Program (NFIP) has yet to be reauthorized, with the deadline approaching at the end of the July.

What does this mean for buyers? Well, in the case of the NFIP being unauthorized, previous contract holders will still receive coverage, according to the Department of Homeland Security. However, unless the program is reauthorized by 11:59pm on July 31, 2018 there will not be any new policies authorized, nor any previous policies renewed. The National Association of Realtors estimates that the NFIP lapse will result in approximately 40,000 home sale closings each month. Of course, while the hope is always that no major flooding occurs, as little as two inches of water can cost as much as $10,000 in damages. And historical data has shown that Louisiana is a high risk region for flooding.

AWS Insurance has been in business serving the Gulf Coast region for over 30 years, and offers both domestic and corporate flood insurance plans for New Orleans, Metairie, Kenner, and Southern Louisiana. We offer risk assessment advising to determine the maximum asset protection, with the lowest cost possible to you or your company. You can trust us to manage all aspects of your personal and business insurance needs, and we’ll cover everything from health insurance to car insurance. Call us today at <1-800-375-5563>, or submit a form on our website by clicking here for a free consultation and quote!

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Melinda Martin

Account Executive

Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans.  While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.

Michael A. Seeling

Vice President

Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.