Homeowner’s Insurance in Louisiana

Home Insurance Coverage

At AWS Insurance, we know your house is one of your biggest investments and the place you and your family call home. With a comprehensive home insurance coverage policy with AWS Insurance, we’ll create a custom tailored plan that’s specific to your needs to get you financial protection and compensation for all of your belongings. So what does a Homeowner’s Insurance Coverage Policy usually cover?

  • Damage. You can count on protection from vandalism, hurricanes, lightning, or fire. The insurer will compensate you, so your house can be rebuilt or repaired.
  • Personal belongings. Furniture and appliances can be replaced if covered by the insurance in case of a disaster.
  • Liability for damage caused by you or your family and pets. In other words, if your family causes any property (or physical) damage to let’s say, your neighbor’s house, your insurance policy will cover it. This includes dog bites and other incidents (broken windows, etc).
  • Medical Payments. If your neighbor or friend slips and falls on your property and injury occurs, you can be held liable for medical expenses accrued for diagnosis and treatments. Home Insurance Coverage Policy will cover the cost of those medical expenses to keep you and your family safe from out-of-pocket expenses.
  • Temporary housing rental while the home is being repaired. Chances are you won’t ever use this coverage, but if the time ever comes, you’ll be thankful to have it. It allows your insurer to pay for a hotel or home rental while your house is being repaired, along with other costs of living like meals, within a reasonable limit.

We don’t have to tell you how important it is to have Homeowner’s Insurance in Louisiana. With hurricanes hitting us left and right, it’s important to protect your home and assets, thereby keeping your family safe and secure. Our esteemed insurance experts are here to help find a plan that works for you and your family. You can get started by taking an inventory of all the belongings around your house and securing these documents during evacuation from a hurricane or storm. This will help us determine the value of your belongings and award you the reimbursement you deserve to get your belongings back.

Assets to consider protecting

Here are some helpful tips on how you can prepare for determining what Home Insurance Coverage is best for you:

  • What would you say it would cost to rebuild your home at today’s real-estate prices?
  • What type of valuables do you have in your home? Are you a collector of fine art, jewelry, or rare coins that you want to cover?
  • Do you think you could handle the financial liability of being sued because of an accident or injury on your premises?

Contact AWS Insurance today for a free consultation about our Home Insurance Policy in Louisiana and what we can do for your needs.

AWS Insurance serves New Orleans, Metairie, Kenner, and Southern Louisiana by providing protection for your home, business, or family with affordable plans in property insurance, liability insurance, life insurance, car insurance, and flood insurance from our Metairie, LA office. Our corporate clients can rest assured that our dedicated advisers at AWS Risk Management, LLC will help you implement workable solutions that achieve maximum asset protection with minimal cost of risk to your company.

AWS Insurance

Phone Icon image 1

Call Us Today 1-800-375-5563
New Orleans 504-883-4111

Location Icon image 1

4501 W. Napoleon Ave. Suite 200
Metairie, LA 70001

Please complete the form below to start your free consultation and price quote. Thank You.

Melinda Martin

Account Executive

Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans.  While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.

Michael A. Seeling

Vice President

Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.

Black Friday

Don’t miss out on our biggest sale of the year. Get 70% OFF on our selected products.