
11 Feb Experts Reveal Most Important Reasons for Enrolling in Health Insurance
There are so many health insurance coverage options and companies to choose from for getting health insurance – from the Healthcare Marketplace, your employers, or private individual insurance packages. But why is it important to have health insurance and why should you even consider getting health insurance.
We reached out to experts in the health industry and asked them a simple question:
“What do you believe are the 3 most important reasons for having health insurance?”
Initial research shows dozens of coverage options available, eligibility requirements, and how to enroll for coverage under the Healthcare Marketplace – but other than obvious reasons to protect your health, readers also want to know how will health insurance affect their overall life. Plus, now that tax premiums are imposing on individuals without coverage, it’s more important than ever that you know why coverage is important and how it affects your overall lifestyle.
Expert Results On Most Important Reasons for Having Health Insurance
- Financial / Asset Risk Protection
- Preventative Care
- Limited Coverage Without it & No Delay for Treatment
- Discounted in-network healthcare
- Tax Exemption
Ok so this is more than 3 reasons but the responses were so good, we had to toss in an extra 2 for our readers we heard commonly discussed.
As you can see, it’s fairly important to have health insurance to protect yourself and your family from sudden financial disaster and time-sensitive treatment. Now that you understand the important reasons for having health insurance coverage, we’d like to help guide you through the process of determining a health insurance package that is right for you. Deadlines are right around the corner so contact us today to enroll.
Have any questions on health insurance? We’d love to help. Leave a comment below the post and we’ll get back to you as soon as possible.
Read on to see featured expert advice!
Lisa Zamosky – Healthcare Expert Featured on WebMD
- It offers financial protection.No one plans to get sick, but eventually, we all do. Even fairly routine medical tests and procedures can become a financial burden. For example, an appendectomy can easily run $16,000 between hospital and doctor bills. The average cost of an MRI in the U.S. is more than $1,100.Also, there are tax penalties for going without insurance, and they’re increasing this year. If during 2015 you go without health insurance, you’ll pay the greater of $325 per adult or 2% of your household’s taxable income.
- Without insurance, your access to care is often limited.People often cite the fact that hospital emergency departments are required by law to treat people. Though that’s true, any follow-up care you need isn’t guaranteed. Without insurance and the means by which to pay for care, people are often refused access to medical services.
- Health insurance can encourage prevention.Under the law, health plans must offer a host of preventive health services such as flu shots, screenings and annual physicals without additional cost at the time of your visit. And, some health plans choose to waive cost-sharing for common generic drugs. That can make it easier to stay on top of your health and catch problems early.
Henry Stern – InsureBlog
Top 3 Reasons to have health insurance:
- Tax Exempting from penalty of not having coverage
- Discounted Pricing in in-network healthcare
- Asset protection against catastrophic claims
Elizabeth Davis – About Health Insurance
- Get treatment without delay
- Protection from financial ruin
- No putting off preventive care
WPS Health Insurance Blog
- Accidents and illness happen
- It’s now required by the ACA
- Prevent bankruptcy due to health issues
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