16 Nov Disaster Preparedness
Natural disasters can take a hefty emotional toll but the actual cost can be equally as devastating. The financial burden incurred by natural disasters can be crippling if you are without insurance and haven’t prepared your home. Preparing in advance for catastrophic events such as floods and hurricanes is known as disaster preparedness and is essential for homeowners.
There are several common types of natural disaster that can impact your living situation. Fire, hurricanes, earthquakes, and tornadoes are all examples of disasters that can catch homeowners off guard. Floods are an extremely common natural disaster and can occur in most parts of the country. Fortunately, there are several things you can do to prepare for these disasters.
Obviously, avoiding a claim is usually the first priority of homeowners, however, that is not always possible. People who live in areas prone to flooding can keep inflatable flood barriers handy to protect their homes from rising waters. Precautions such as trimming trees can lessen the damage of disasters like hurricanes and tornadoes. Equipping your home with storm shutters and hurricane proof windows is a great way to protect your valuables. Raising the foundation of a house can be expensive but is also an effective method for deterring flooding. While disaster preparedness can be expensive, not preparing can be even more costly.
The costs that accumulate after a natural disaster can, at times, feel ever growing. If your home is unlivable after a disaster extended hotel stays can truly add up. Just two weeks in a hotel could run you over $2,000. By comparison, a new roof can cost you over $30,000. Over the last 20 years, wildfires have cost the US over $6 billion. So, with so much to lose can you afford to stay uninsured?
Do you have questions about enrollment, coverage, or anything else related to home insurance? Our experts at AWS Insurance know that it can be confusing to figure out which insurance plan best suits your needs. We’ll evaluate the options and decide what coverage policies are best for you, your family, or your employees. Call AWS today for a free evaluation at (504)-883-4111 or visit us on the web