Disaster Preparedness

Home After Tornado

Disaster Preparedness

Natural Disasters

Natural disasters can take a hefty emotional toll but the actual cost can be equally as devastating. The financial burden incurred by natural disasters can be crippling if you are without insurance and haven’t prepared your home. Preparing in advance for catastrophic events such as floods and hurricanes is known as disaster preparedness and is essential for homeowners.

There are several common types of natural disaster that can impact your living situation. Fire, hurricanes, earthquakes, and tornadoes are all examples of disasters that can catch homeowners off guard. Floods are an extremely common natural disaster and can occur in most parts of the country. Fortunately, there are several things you can do to prepare for these disasters.
 Residential Flooding

Disaster Preparedness

Obviously, avoiding a claim is usually the first priority of homeowners, however, that is not always possible. People who live in areas prone to flooding can keep inflatable flood barriers handy to protect their homes from rising waters. Precautions such as trimming trees can lessen the damage of disasters like hurricanes and tornadoes. Equipping your home with storm shutters and hurricane proof windows is a great way to protect your valuables. Raising the foundation of a house can be expensive but is also an effective method for deterring flooding. While disaster preparedness can be expensive, not preparing can be even more costly.
 Home After Tornado
The costs that accumulate after a natural disaster can, at times, feel ever growing. If your home is unlivable after a disaster extended hotel stays can truly add up. Just two weeks in a hotel could run you over $2,000. By comparison, a new roof can cost you over $30,000. Over the last 20 years, wildfires have cost the US over $6 billion. So, with so much to lose can you afford to stay uninsured?
 Home After Fire
Do you have questions about enrollment, coverage, or anything else related to home insurance? Our experts at AWS Insurance know that it can be confusing to figure out which insurance plan best suits your needs. We’ll evaluate the options and decide what coverage policies are best for you, your family, or your employees. Call AWS today for a free evaluation at (504)-883-4111 or visit us on the web.
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Melinda Martin

Account Executive

Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans.  While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.

Michael A. Seeling

Vice President

Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.