Every year, people pay upwards of thousands in premium payments for a health insurance plan in case of a medical emergency, though some payers hardly ever need the medical care. With the increased focus on healthcare, there can be some apprehension over whether the money...
High prescription drug prices have been a challenge for people all across the country. In response, the use of discount prescription drug coupons has surged. They offer relief from steep drug prices, but at what cost? Lately, these coupons have faced tremendous amounts of criticism....
The demise of AmCare Health Plans of Louisiana, Inc. began in 2002 when investigators discovered the company was undercapitalized. Investigators determined that AmCare did not have enough funds to sustain normal business operations and pay its creditors. The dissolution of the health management organization was...
2017 ACA Enrollment It’s the tail end of the year 2016 and Americans have had a lot to get used to over the last couple of months. We lost seminal artist David Bowie, we watched Zika sweep the nation, and now we are experiencing one of...
PENALTIES FOR ALL EMPLOYERS Employers Sponsoring Group Health Plans Employer Payment Plans Prohibited Employer payment plans—arrangements under which an employer reimburses an employee for some or all of the premium expenses incurred for an individual health insurance policy, or uses its funds to directly pay the premium for...
Obamacare has been a controversial piece of legislation since it was enacted six years ago by President Barack Obama. As we have written previously, there is trouble brewing for the current legislation. The gutting of the “risk corridors” provision by the Republican Congress means that Obamacare...
The Affordable Care Act has been hotly contested since President Obama signed it into law in March of 2010. Despite the monumental efforts of Republican lawmakers, speeches by Tea Party members, and even Supreme Court cases it may be a small rider inserted into a...
October 8, 2015 - President Barack Obama signed into law H.R. 1624, the Protecting Affordable Coverage for Employees Act of 2015 (“PACE Act”). The PACE Act makes relatively minor changes to the Patient Protection and Affordable Care Act (“ACA”), as well as the Public Health...
October 8, 2015 - President Barack Obama signed into law H.R. 1624, the Protecting Affordable Coverage for Employees Act of 2015 (“PACE Act”). The PACE Act makes relatively minor changes to the Patient Protection and Affordable Care Act (“ACA”), as well as the Public Health Service...
Supreme Court Health Care Ruling Brings Relief to Louisiana Residents. "Plans would have become unaffordable for the vast majority of people." [caption id="attachment_2275" align="alignnone" width="300"] Supreme Court Health Care Ruling[/caption] For the nearly 138,000 Louisianians who receive federal subsidies through the Affordable Care Act, the June 25th decision...
Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans. While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.
Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.
