Beware of Mold

affordable flood insurance

Beware of Mold

In Louisiana, flooding is always a concern for residents, business owners, and even tourists. Cleaning up after a flood can pose health risks; you and your loved ones should wait to re-enter your home until professionals say it is safe. Homes should have no structural, electrical or other health hazards. However, one of the most dangerous health hazards in a flooded house is mold.

Before cleaning, you should contact your affordable flood insurance provider and take pictures of the homes and your belongings. Drying your home and removing water-damaged items is your most important step in preventing mold damage. If your house has been flooded and you were not able to dry your home within 24-48 hours, you should assume that there will be mold growth. You may see or smell mold on clothing, drywall, cardboard boxes, furniture, and books. Mold is excellent at hiding, and can still be hidden under or behind items like carpet, cushions, or walls.

Exposure to mold can lead to asthma attacks, eye and skin irritation, and allergic reactions. It can lead to severe infections in people with weakened immune systems, so it is essential to ensure the mold cleanup is complete before reoccupying your home. The dangerous part of mold exposure is that you may think that it is just an ordinary cold or allergies. Itchy eyes, coughing, and sneezing are the most common symptoms of mold ingestion.

In most cases, if mold results from a sudden and accidental covered peril, such as pipe bursting, the cost of remediation should be covered. This cause is covered because the pipe burst is the reason for the claim. Claims are most likely to be rejected if mold is caused by neglected home maintenance such as long-term exposure to humidity, or repeated water leaks and seepage. AWS Insurance vows to protect your home, business, or family with affordable flood insurance, all while keeping your health in mind.

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Melinda Martin

Account Executive

Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans.  While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.

Michael A. Seeling

Vice President

Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.