10 Facts You Might Not Know About Dental Insurance

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10 Facts You Might Not Know About Dental Insurance

Did you know 130 million Americans do not have dental insurance? Here at AWS Insurance, we believe that accessible dental insurance in Louisiana is very important. We strongly feel that our audience deserves the best dental care around. We would like to share some facts about dental insurance with you that you might not know.

Fact #1: Unlike medical insurance that often pays a large portion of expenses after deductible or co-payment dental insurance is not meant to be a pay-all. It only serves as an aid.

Fact #2: Other insurance companies may tell you that you will be covered up to 80-100% while you may only be covered 40% to 60%. Speak with one of our insurance specialists today to see how our expertise will help you.

Fact #3: Individuals without dental benefits are more likely to have extractions and dentures and less likely to have restorative care or receive treatment for gum disease.

Fact #4: Those without dental insurance have been reported to have higher incidences of other illness! They are:

  • 67% more likely to have heart disease
  • 50% more likely to have osteoporosis
  • 29% more likely to have diabetes

Dental procedures are billed under procedure codes that are established by the American Dental Association. The 50 most commonly used codes encompass 95% of all procedures submitted to insurance carriers each year. These 50 codes can be grouped into the following types of procedures:

  • Oral examinations
  • X-rays
  • Tooth Cleanings
  • Application of Fluoride
  • Root Canals
  • Emergency relief of pain
  • Consultations
  • Anesthesia and more

Our experts at AWS Insurance understand that it can be confusing navigating through insurance topics. Our goal is to ensure that you are well informed, educated, and feel confident to make the best decisions when it comes to all things insurance. Contact AWS today to speak to one of our qualified Insurance experts!

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Melinda Martin

Account Executive

Melinda began her insurance career in 1985 with Alexander & Alexander where she received her Property & Casualty and Life & Health license. Since then she has worked at various agencies in the New Orleans area and in California as a senior account manager for Employee Benefit Plans.  While in California, she was also the Membership Director for the Burbank Chamber of Commerce. Melinda joined the AWS team in July of 2015.

Michael A. Seeling

Vice President

Graduated from the University of Louisiana at Lafayette with a B.A. in Insurance Risk Management and is a graduate of Archbishop Rummel High School in New Orleans. He joined AWS in October of 2008 and has been awarded the Patient Protection and Affordable Care Act Certification (PPACA). Additionally, he is working towards his Certified Insurance Counselor (CIC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. He is also a member of the National Association of Health Underwriters (NAHU), National Association of Insurance Financial Advisors (NAIFA), and is an active member of the Fore!Kids foundation.