09 Nov 10 Facts You Might Not Know About Dental Insurance
Did you know 130 million Americans do not have dental insurance? Here at AWS Insurance, we believe that accessible dental insurance in Louisiana is very important. We strongly feel that our audience deserves the best dental care around. We would like to share some facts about dental insurance with you that you might not know.
Fact #1: Unlike medical insurance that often pays a large portion of expenses after deductible or co-payment dental insurance is not meant to be a pay-all. It only serves as an aid.
Fact #2: Other insurance companies may tell you that you will be covered up to 80-100% while you may only be covered 40% to 60%. Speak with one of our insurance specialists today to see how our expertise will help you.
Fact #3: Individuals without dental benefits are more likely to have extractions and dentures and less likely to have restorative care or receive treatment for gum disease.
Fact #4: Those without dental insurance have been reported to have higher incidences of other illness! They are:
- 67% more likely to have heart disease
- 50% more likely to have osteoporosis
- 29% more likely to have diabetes
Dental procedures are billed under procedure codes that are established by the American Dental Association. The 50 most commonly used codes encompass 95% of all procedures submitted to insurance carriers each year. These 50 codes can be grouped into the following types of procedures:
- Oral examinations
- Tooth Cleanings
- Application of Fluoride
- Root Canals
- Emergency relief of pain
- Anesthesia and more
Our experts at AWS Insurance understand that it can be confusing navigating through insurance topics. Our goal is to ensure that you are well informed, educated, and feel confident to make the best decisions when it comes to all things insurance. Contact AWS today to speak to one of our qualified Insurance experts!