Liability Insurance for Louisiana Businesses
With the uncertainty of everyday business dealings, one of the most important aspects of running a business is protecting yourself from any risks associated with business dealings. Business Liability Insurance Coverage can protect you and your business against common liability claims such as bodily injury and/or property damage. Typical situations where Business Liability Insurance Coverage is needed can be while on the field. If you have a construction business and a tractor damages property, liability insurance coverage will cover the cost of the damage caused by your business operations. It is also useful in the event someone gets hurt on your business property – whether it’s due to someone slipping and injuring themselves on your property or an injury as a result of using your product. We want to make sure that your company is protected by the best business liability insurance in Louisiana.
What Does Coverage Include?
Let’s face it, accidents happen, and at AWS Insurance, our Business Liability Insurance Coverage policies can help you cover the cost of medical expenses, lawyer fees and damages, and any other associated expenses. Our esteemed advisors will help you find the right policy that fits your needs in our areas of coverage:
- Professional Liability
- Fire Liability
- Medical Payments
- Property Liability
- Employer’s Liability
- Employee Benefits Liability
- Employment-related Liability
To determine the amount of coverage you need for your Business Liability Insurance Coverage policy, you need to consider the type of business you’re in, and what types of risks are included on a daily basis. These factors will determine how much coverage you will need. A construction company will need more Business Liability Coverage than would a consulting firm. Now keep in mind that there are maximum limits allotted through a regular liability insurance policy, but this number can be supplemented by an umbrella insurance plan to increase coverage limits. Our insurance experts at AWS will help you determine the limits appropriate for your liability coverage for businesses in New Orleans, Metairie, Mandeville, Covington and other cities in Louisiana.
Filing a Liability Insurance Coverage Claim
In the event you have to file a claim under your Business Liability Insurance Coverage policy, it’s important that you notify your local insurance agent immediately. You should have all relevant information about the incident including the time, date, and any names of witnesses if applicable. Using this information, you can better move your claim along.
AWS Insurance serves New Orleans, Metairie, Kenner, and Southern Louisiana by providing protection for your home, business, or family with affordable plans in property insurance, liability insurance, life insurance, car insurance, and flood insurance from our Metairie, LA office. Our corporate clients can rest assured that our dedicated advisers at AWS Risk Management, LLC will help you implement workable solutions that achieve maximum asset protection with minimal cost of risk to your company.